Long-Term Care Insurance including Home Care (cont’d)
from: http://www.lifehealthinsurance.ca
While provincial health plans are fairly comprehensive, they cannot afford to pay the entire cost of care, even for those facilities that are subsidized. There are often limits on the amount paid for care at home — and provincial plans do not cover costs for private facility care.
Choose a plan that's right for you
Long-Term Care Insurance offers flexible plan choices that can be tailored to your needs and budget — with a 10% discount when you protect two or more people living under the same roof.
Long-Term Care Insurance pays a daily benefit if the insured
- Loses the ability to care for him/herself, due to cognitive impairment or a condition that results in the inability to perform two or more activities of daily living
and
- Requires the services of a long-term care facility or professional assistance at home.
When selecting your plan, you choose benefits from $10 to $300 a day — and you decide for the maximum period benefits may be payable.
Let RBC Insurance help you tailor your long-term care insurance
Get the coverage that's right for you and your loved ones. Contact RBC Insurance today.